Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$239,900

2111 ST JOHNS Avenue, Palatka, FL 32177, Palatka, FL 32177

Conway Of Rogeros

Price
$239,900
Beds / Baths
11 / 5
Living area
4,603 sqft
Year built
1900
Type
Residential
Lot
0.73 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
5

$52/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 68% below the area's closed prices. Property is priced 67.9% below area average due to significant deferred maintenance and renovation needs typical of historic multi-unit properties requiring substantial capital investment.

Historic Multi-Unit Opportunity in the heart of St. Johns Ave! Rare opportunity to own a spacious 1920 multi-unit property featuring 11 bedrooms & 4.5 bathrooms, on approximately .69 acres in a highly convenient location. This two-story property offers large multi-use rooms, plenty of space, and tremendous potential for the right investor or owner-user. The property is zoned R-3 and located in Flood Zone X. Parts of the roof have been replaced with new metal roofing, and the property also features a new A/C system. Partially furnished and offering great bones, this property needs work but provides an excellent opportunity to restore, renovate, and maximize its potential. Large lot, prime location, flexible space, and tons of possibilities - bring your vision and make this property your own!

What to check on this one

  • Verify flood zone X designation with Putnam County—obtain FEMA map and elevation certificate if lender requires.
  • Order 4-point inspection and wind-mitigation report; document roof replacement year and materials for insurance.
  • Confirm A/C system installation date, warranty, and whether it covers entire structure or select units.
  • Obtain full title history and verify R-3 zoning permits multi-unit use; review any deed restrictions or easements.
  • Inspect plumbing and electrical systems; 1900/1920 era may have cast-iron, polybutylene, or knob-and-tube wiring.
  • Request septic system inspection records, tank size, and maintenance history if property is not on municipal sewer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,245/mo
Property tax (1.1% eff., Putnam Co.)$220/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,757/mo

Loan $191,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 7:41 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.