Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$485,000

105 CALLEY Court, St. Johns, FL 32259, St. Johns, FL 32259

Julington Creek Plan

Price
$485,000
Beds / Baths
4 / 3
Living area
2,294 sqft
Year built
1997
Type
Residential
Lot
0.24 ac
Garage
2
HOA
$48/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
6

$211/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautiful 4-bed, 3-full-bath home in Julington Creek Plantation. light and bright interior with high ceilings and inviting open floor plan. Spacious kitchen features a breakfast nook, abundant cabinet storage, white solid-surface countertops, and SS appliances. Kitchen flows into the great room, where a fireplace creates a warm and welcoming focal point. The home also offers an office/flex room and a formal dining area, providing versatile living spaces. Three-way split-bedroom floor plan offers privacy and flexibility, including a junior suite with its own private bathroom. Primary suite, features a spacious bedroom and bathroom with dual sinks, soaking tub, and separate walk-in shower. Step outside to enjoy the large enclosed patio and beautiful water views, an ideal setting for relaxing or entertaining. Great community amenities and convenient location close to top-rated schools, shopping, and more, the perfect combination of comfort, space, privacy, and an exceptional location!

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for waterfront lot.
  • Pull CDD bond balance and payoff amount at closing.
  • Verify roof age/condition; get 4-point inspection quote for insurer.
  • Request HOA/CDD estoppel letter and full governing documents.
  • Inspect plumbing type; 1997 build may have polybutylene—verify.
  • Confirm waterfront setback compliance and any easements affecting patio.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,517/mo
Property tax (1.1% eff., St. Johns Co.)$445/mo
Homeowners insurance (est.)$292/mo
HOA$48/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,469/mo

Loan $388,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HOUWZER, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 3:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.