$315,000
11588 FORT CAROLINE LAKES Drive, Jacksonville, FL 32225, Jacksonville, FL 32225
Fort Caroline Lakes
- Price
- $315,000
- Beds / Baths
- 3 / 2
- Living area
- 1,526 sqft
- Year built
- 1989
- Type
- Townhouse
- Lot
- —
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 5
$206/sqft asking, vs a $164/sqft median across 68 closed sales in 32225 over the last 12 months — 26% above the area's closed prices. Condition and lot vary; that's what a showing is for.
OPEN HOUSE 8/29 10AM-12:30PM OFFERING UP TO 1.5% towards closing costs, rate buy down, and/or prepaids with preferred lender. This is not your typical townhome. Tucked along the water, this truly one-of-a-kind property offers a lifestyle that is incredibly hard to find, with your own back deck and private dock just steps from your door. Spend your mornings sipping coffee overlooking the lake, and evenings swimming, fishing, or unwinding by the water. With the ability to keep a boat right at your dock, spontaneous days on the lake can become part of everyday life. Inside, the home offers a flexible layout including a loft that can easily become a play space, home office, or whatever fits your lifestyle best. The combination of indoor versatility and exceptional outdoor living makes this property feel more like a private waterfront retreat. This is the kind of townhome that rarely comes along. Schedule your showing today!
What to check on this one
- Verify actual flood zone designation—waterfront location requires elevation certificate and flood insurance cost estimate.
- Confirm roof age and condition; 1989 build may need inspection for insurance eligibility in Florida.
- Get 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation report—standard for this era.
- Inspect plumbing type; homes from 1989 may have polybutylene or cast-iron—insurers/lenders flag these.
- Verify dock ownership, maintenance responsibility, and any HOA/waterway covenants or restrictions on boat use.
- Request septic vs. municipal sewer confirmation and recent service records if applicable.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $252,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.
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