Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$285,000

7543 CLIFF COTTAGE Court, Jacksonville, FL 32244, Jacksonville, FL 32244

Villages @ Westland

Price
$285,000
Beds / Baths
4 / 2
Living area
1,644 sqft
Year built
2000
Type
Residential
Lot
Garage
2
HOA
$28/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
8

This is one of those homes that just makes sense! Four bedrooms, two full baths, a great corner lot, a fenced backyard, and some of the biggest updates already taken care of. The entire interior has been freshly painted and updated lighting gives the home a fresh, clean feel throughout. Even better, the roof and hot water heater are both brand new this year, so two major items are already checked off the list. Out back, the fully fenced yard is ready for dogs, kids, weekend cookouts, or a quiet evening outside. The location is another win, with shopping, great restaurants, and quick access to major highways all nearby. Plenty of space, fresh updates, a great yard, and a location that keeps you close to everything. This is the kind of house that makes it easy to say, ''Yep, this could be the one!''

What to check on this one

  • Verify roof installation date and get roofing contractor receipt/warranty documentation.
  • Confirm hot water heater brand, model, and 2025 installation date with invoice.
  • Review flood zone designation via FEMA map and request elevation certificate if in AE/VE.
  • Obtain HOA documents, covenants, and confirm $28/month includes all fees.
  • Request interior paint type/quality specs and any remaining warranty from painter.
  • Inspect plumbing for polybutylene (pre-1995 era homes at risk).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,479/mo
Property tax (1.1% eff., Duval Co.)$261/mo
Homeowners insurance (est.)$292/mo
HOA$28/mo
All-in monthly (est.)$2,060/mo

Loan $228,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.