Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$449,990

408 HARVEST BEND Drive, Fleming Island, FL 32003, Fleming Island, FL 32003

Harvest Bend

Price
$449,990
Beds / Baths
3 / 2
Living area
1,907 sqft
Year built
1988
Type
Residential
Lot
0.26 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
5
Elementary
Paterson
Middle
Green Cove Springs
High school
Fleming Island

$236/sqft asking, vs a $212/sqft median across 610 closed sales in 32003 over the last 12 months — 11% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to your beautifully renovated home in the quaint Harvest Bend community in Fleming Island. NO HOA or CDD fees! Nestled on a spacious 0.26-acre corner lot, this home immediately welcomes you with fantastic curb appeal, fresh landscaping, and a gorgeous new front door. Just minutes to top rated schools, restaurants and shopping! Step inside to a thoughtfully renovated interior featuring brand-new luxury vinyl plank flooring, designer light fixtures, fresh interior paint, and updated finishes throughout. The chef's kitchen is the heart of the home, completely transformed with soft-close shaker-style white cabinetry, elegant gold hardware, a chic Zellige tile backsplash, and brand-new stainless steel appliances. Enjoy casual meals in the eat-in kitchen or host dinner in the spacious formal dining room, which could also easily serve as a home office. The split-bedroom floor plan offers excellent privacy, with the secondary bedrooms located on one side of the home and the spacious primary suite tucked away on the opposite side. Step outside and enjoy your screened-in back patio and fully fenced backyard, perfect for relaxing, entertaining, or letting the family enjoy the outdoors. Please note: The backyard is currently fenced around only a portion of the total yard, providing the opportunity to extend the fencing and utilize even more of the spacious lot. Additional updates include a new HVAC system, updated bathroom vanities, new bathroom shower faucets, new toilets, all-new baseboards, a new front door, and new back sliding doors. Beautifully updated, move-in ready, and offering plenty of space both inside and out, this is the one you've been searching for! Schedule your private showing today.

What to check on this one

  • Verify roof age and obtain inspection report; insurers restrict homes over 15–20 years.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation report.
  • Confirm all renovation permits pulled and final inspections signed off by Clay County.
  • Get flood zone determination from FEMA map; request elevation certificate if in AE/VE.
  • Inspect plumbing material (pre-1995 polybutylene or older cast-iron = red flag).
  • Verify HVAC age, capacity, and last service records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,335/mo
Property tax (1.1% eff., Clay Co.)$412/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,039/mo

Loan $359,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.