Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,549,000

2009 VELA NORTE Circle, Atlantic Beach, FL 32233, Atlantic Beach, FL 32233

Selva Norte

Price
$1,549,000
Beds / Baths
4 / 4
Living area
2,844 sqft
Year built
1994
Type
Residential
Lot
0.34 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
5
Elementary
Atlantic Beach

Finding an affordable, turnkey entry point into the heart of Atlantic Beach is incredibly rare, but 2009 Vela Norte Circle delivers exactly that. This timeless all brick ranch blends classic architecture with beautifully elevated updates, allowing you to move right in and immediately start enjoying the beach lifestyle. The fully renovated kitchen showcases refined finishes, quartz countertops, and plenty of storage including a walk-in pantry. The open living floor plan flows seamlessly into the generous living and dining areas, beautifully accented by an electric fireplace, plantation shutters, upgraded lighting, and plank tile flooring throughout. The primary suite is generous in size, has a walk-in closet as well as a beautifully updated primary bath. Two additional bedrooms are downstairs, and a private upstairs bonus room, which serves perfectly as a fourth bedroom, complete with its own fully updated bathroom. Outside is a private screen-enclosed salt water pool with LED lights and an expansive lanai for entertaining, along with an outdoor shower. Accentuated by custom landscape and lighting, the exterior spaces are just as inviting as the interior. Plus, a $20,000 whole-house generator ensures you never have to worry about losing power during Florida storms. Located just a short walk or bike ride from the ocean, this property offers an unparalleled opportunity to enjoy the charming streets, local dining, and laid-back coastal elegance that Atlantic Beach is famous for. This is your rare chance to secure a move-in-ready slice of paradise!

What to check on this one

  • Verify roof age and get 4-point inspection—home is 32 years old, insurer requirement looming.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Request pool service records, salt system maintenance history, and current equipment warranty.
  • Inspect plumbing for polybutylene or cast-iron lines common to 1994 builds.
  • Verify $20,000 whole-house upgrade scope—completion, permits, warranties on renovations.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$8,037/mo
Property tax (1.1% eff., Duval Co.)$1,420/mo
Homeowners insurance (est.)$904/mo
All-in monthly (est.)$10,361/mo

Loan $1,239,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COMPASS FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 12:32 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.