Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$600,000

486 LAKESHORE Drive, Starke, FL 32091, Starke, FL 32091

Lakeshore Estates

Price
$600,000
Beds / Baths
3 / 2
Living area
2,162 sqft
Year built
2013
Type
Residential
Lot
1.6 ac
Garage
2
HOA
$29/mo
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
14
Middle
Bradford
High school
Bradford

$278/sqft asking, vs a $178/sqft median across 122 closed sales in 32091 over the last 12 months — 56% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautiful custom-built lakefront home on over 1.5 acres with more than 100 feet of frontage on Crosby Lake. Enjoy your private dock with jet ski lifts and breathtaking waterfront views. This split floor plan features gorgeous wood floors throughout the living areas, tile in the kitchen and baths, a dedicated office with French doors, formal dining room, and a spacious family room with a gas fireplace. Twelve-foot wood-clad sliding glass doors open to a tiled, screened porch overlooking the backyard. The chef's kitchen offers custom cabinetry, while the owner's suite includes two walk-in closets and a large walk-in shower. Additional features include a mudroom off the garage and a separate indoor laundry room. Watch deer from your backyard while enjoying the peaceful setting. A rare opportunity to own a quality-built waterfront home offering privacy, comfort, and exceptional lake living. Priced to sell!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for Crosby Lake waterfront.
  • Confirm roof age/condition and get wind-mitigation inspection quote for insurance.
  • Review HOA docs; verify $29/mo covers what and check rental restrictions.
  • Inspect dock, jet ski lifts, and seawall for damage or required permits.
  • Verify septic system maintenance records and confirm well water quality testing.
  • Get HVAC age and service history; confirm gas fireplace annual inspection current.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,113/mo
Property tax (1.1% eff., Bradford Co.)$550/mo
Homeowners insurance (est.)$350/mo
HOA$29/mo
All-in monthly (est.)$4,042/mo

Loan $480,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER SMITH AND SMITH REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 6:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.