Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$289,900

2434 OAK STREAM Drive, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Cross Creek

Price
$289,900
Beds / Baths
4 / 2
Living area
1,700 sqft
Year built
2022
Type
Residential
Lot
0.21 ac
Garage
2
HOA
$8/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
6

$171/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Exciting opportunity in Cross Creek Subdivision. One story home with separate bedrooms, and wooded back yard. This property is eligible under the Freddie Mac First Look Initiative through 9/24/2026.

What to check on this one

  • Confirm flood zone designation via FEMA flood map—impacts insurance cost.
  • Verify HOA $8/month covers what; request full HOA docs and rules.
  • Pull roof inspection report; 2022 build should be under warranty.
  • Confirm all utilities (public water/sewer, electric provider) serving property.
  • Request survey or plat to verify lot boundaries and easements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,504/mo
Property tax (1.1% eff., Clay Co.)$266/mo
Homeowners insurance (est.)$292/mo
HOA$8/mo
All-in monthly (est.)$2,070/mo

Loan $231,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DUVAL REALTY OF JAX. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 7:29 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.