Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$285,000

3534 HAVENWOOD Road, Middleburg, FL 32068, Middleburg, FL 32068

Metes & Bounds

Price
$285,000
Beds / Baths
3 / 2
Living area
1,728 sqft
Year built
2021
Type
Residential
Lot
1.1 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
29

Welcome home to this 2021-built, 3-bedroom, 2-bathroom home situated on a full acre in Middleburg! Located on a desirable corner lot, this property offers the space and flexibility you've been looking for--bring the boats, RVs, trailers, and toys! Inside, enjoy a functional open layout along with all-new A/C ductwork for added peace of mind. The location is hard to beat, with convenient access to the First Coast Expressway, Oakleaf Town Center, shopping, dining, and highly rated schools. Enjoy the freedom of an acre while still being close to everything Middleburg and Oakleaf have to offer. Space, location, and a newer home all in one! Don't miss your opportunity to make this one yours!

What to check on this one

  • Verify flood zone designation with FEMA map—clay county prone to flooding.
  • Confirm manufactured home is permanently affixed; check title and HUD compliance.
  • Obtain A/C ductwork install date and warranty documentation from seller.
  • Review septic system capacity and pump-out records for 1.1-acre lot.
  • Confirm utility connections (well vs. municipal water; septic vs. sewer).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,479/mo
Property tax (1.1% eff., Clay Co.)$261/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,032/mo

Loan $228,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 7:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.