Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$116,000

2910 RAVINES Road 1125, Middleburg, FL 32068

Ravines

Price
$116,000
Beds / Baths
1 / 1
Living area
848 sqft
Year built
1984
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$296/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
54
Elementary
Shadowlawn
Middle
Lake Asbury
High school
Middleburg

Great opportunity at Ravines Resort Condominiums! This upper-level 1-bedroom condo offers 848 sq ft of living space, a private balcony and peaceful wooded view. Located in a gated community, the unit offers an opportunity for a buyer to add finishing touches and make it their own. Property records reflect 2 bathrooms; one bathroom is complete and the additional bathroom is unfinished. The unfinished bathroom area is drywalled with a functional toilet; no sink or shower/tub is currently installed. Property is being sold AS-IS. Seller will make no repairs. Cash or conventional financing. Buyer to perform all desired inspections and independently verify condition, measurements, bathroom configuration, permits, association information, fees, restrictions, approval requirements and financing eligibility.

What to check on this one

  • Obtain condo declaration, bylaws, and current HOA financials from Ravines Resort management.
  • Request condo milestone/SIRS inspection report if required by Clay County or association.
  • Verify roof age and condition; confirm insurance availability for 1984 condo.
  • Get unfinished bathroom permit status and any required CO/variance before renovation.
  • Inspect plumbing type (polybutylene/cast-iron common in 1984); budget replacement if needed.
  • Confirm flood zone designation; request elevation certificate if in AE/VE zone.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$602/mo
Property tax (1.1% eff., Clay Co.)$106/mo
Homeowners insurance (est.)$292/mo
HOA$296/mo
All-in monthly (est.)$1,296/mo

Loan $92,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Oct 10, 2026, 9:18 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.