Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$120,000

2910 RAVINES Road 1125, Middleburg, FL 32068, Middleburg, FL 32068

Ravines

Price
$120,000
Beds / Baths
1 / 1
Living area
848 sqft
Year built
1984
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$296/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
15
Elementary
Shadowlawn
Middle
Lake Asbury
High school
Middleburg

Opportunity at Ravines Resort Condominiums! This upper-level condominium is being offered AS-IS and needs repairs, updates and finishing work. Property records reflect 1 bedroom and 2 bathrooms; however, one bathroom is incomplete and is not currently fully functional. The incomplete bathroom currently has a toilet but no sink or shower/tub installed. Seller will make no repairs. Buyer is encouraged to perform all desired inspections and independently verify property condition, measurements, bathroom configuration, permits, association information, fees, restrictions, approval requirements, financing eligibility and all other information important to Buyer.

What to check on this one

  • Request full condo estoppel, bylaws, and last 3 years financials from HOA immediately
  • Obtain condo milestone inspection report (42-year-old building) and SIRS status if triggered
  • Verify roof age and condition; confirm insurer will cover pre-1995 construction
  • Get written scope from contractor on bathroom completion costs and permit requirements
  • Confirm lender will finance AS-IS fixer with incomplete plumbing; verify appraisal
  • Determine flood zone via FEMA map; request elevation certificate if AE/VE designated

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$623/mo
Property tax (1.1% eff., Clay Co.)$110/mo
Homeowners insurance (est.)$292/mo
HOA$296/mo
All-in monthly (est.)$1,321/mo

Loan $96,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 6:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.