Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$335,000

928 PEARL Street, St. Augustine, FL 32084, St. Augustine, FL 32084

West Augustine

Price
$335,000
Beds / Baths
3 / 2
Living area
1,241 sqft
Year built
2026
Type
Residential
Lot
0.23 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
6

$270/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Builder incentives available with preferred lender! This stunning 3 bed, 2 bath bungalow built by Inkline Homes feels like Old Florida with modern comforts, sitting on a HUGE nearly a quarter acre lot, and just minutes to downtown St. Augustine with no minimum rental restrictions! Step inside to 9' ceilings, smooth walls, spacious living & kitchen area with custom tile work, wood-look ceramic tile flooring, blinds for privacy, soft-close cabinetry, quartz countertops, and Energy Star stainless steel appliances. The primary suite features a private tiled bathroom with a sleek zero entry shower & walk-in closet, all accessible through a pocket door for maximized space. The second and third bedrooms share a hall bath with shower-tub combo, also featuring unique tile work. This home includes a dedicated laundry room, 2x6 frame construction + ZIP Sheathing system, metal roof, Hardie siding on the entire home, and paver driveway. City water/sewer! Option to add a vinyl or wood fence.

What to check on this one

  • Verify builder warranty coverage: structural, appliances, roof, siding terms and duration.
  • Confirm flood zone designation and obtain elevation certificate before closing.
  • Review builder incentive details, lender requirements, and any deed/HOA restrictions.
  • Inspect metal roof installation, ZIP Sheathing sealing, and Hardie siding for defects.
  • Verify city water/sewer connection active; request service history and tap fees paid.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,738/mo
Property tax (1.1% eff., St. Johns Co.)$307/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,337/mo

Loan $268,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 4:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.