Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$650,000

7848 NW 181ST Way, Starke, FL 32091, Starke, FL 32091

Metes & Bounds

Price
$650,000
Beds / Baths
4 / 2
Living area
2,422 sqft
Year built
2008
Type
Residential
Lot
8.98 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
7
Middle
Bradford
High school
Bradford

$268/sqft asking, vs a $178/sqft median across 122 closed sales in 32091 over the last 12 months — 50% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Enjoy space, privacy, and the possibilities of country living with this 2,400-square-foot home situated on 8.98 acres in Starke, Florida! Built in 2008, this property offers plenty of room for animals, gardening, hobbies, equipment, and more. A large front porch welcomes you home, while the property features an attached 2-car garage with a heated and cooled mechanical room perfect for additional storage, an additional separate garage ideal for lawn equipment, a pump house, and a storage shed. The acreage is already established with a fenced pen for goats or other livestock, along with a garden area. Inside, the spacious floor plan offers 4 bedrooms, with one perfectly suited for a home office, along with a designated dining room and comfortable great room. The kitchen provides an abundance of cabinet and countertop space for everyday cooking and entertaining. One of the home's standout features is the large heated and cooled Florida room, complete with a bar area and propane stove, creating additional year-round living and entertaining space. Flooring includes tile throughout much of the home, vinyl plank in the great room and office, and carpet in the bedrooms. The primary suite offers a spacious private bath with a large walk-in shower and separate soaking tub. With nearly 9 acres, multiple outbuildings, established areas for livestock and gardening, and plenty of room to spread out, this property offers a wonderful opportunity to enjoy a peaceful rural lifestyle with space to make it your own. Looking for even more acreage? An additional 4.23-acre parcel is also available for purchase. See MLS #117122 for additional details.

What to check on this one

  • Verify roof age and get inspection — built 2008, likely original or nearing insurer limits.
  • Confirm septic system type, last pumped date, and any service history.
  • Check flood zone designation via FEMA map — listing shows 'unknown'.
  • Inspect well water quality and get recent pump/pressure tank service records.
  • Verify propane system safety inspection and tank ownership/lease terms.
  • Confirm property tax exemptions, CDD/special district fees, and annual tax bill.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,373/mo
Property tax (1.1% eff., Bradford Co.)$596/mo
Homeowners insurance (est.)$379/mo
All-in monthly (est.)$4,348/mo

Loan $520,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 MILLER ELITE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 6:25 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.