Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$472,980

2444 MORGANZA Way, Green Cove Springs, FL 32043

Russell Retreat

Price
$472,980
Beds / Baths
5 / 4
Living area
3,026 sqft
Year built
2026
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$160/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
6

$156/sqft asking, vs a $179/sqft median across 1,650 closed sales in 32043 over the last 12 months — 13% below the area's closed prices. Condition and lot vary; that's what a showing is for.

***MOVE IN READY - BRAND NEW HOME*** Discover this elegant Trinidad floor plan with 5 bed, 3.5 bath. This thoughtful floorplan features open-concept layout with a grand foyer with soaring ceilings and a spacious owner's suite with private access to the extended screened lanai. The kitchen shines with quartz countertops, island, 42'' staggered cabinets, a double oven, and a walk-in pantry. Light-filled staircase leads to a versatile loft and four additional bedrooms upstairs. Oversized laundry room includes a walk-in closet for extra storage. Enjoy 9' ceilings, 8' doors, wood-inspired LVP flooring, premium carpet, tiled showers, and Everything's Included Royal Collection of features. All detail is included, window blinds, sprinkler syst, energy-efficient features, and internet with HOA. NO CDD FEES. Green Cove Springs offers a unique blend of history and natural beauty. (Conditions may apply)

What to check on this one

  • Confirm builder warranty terms, transferability, and coverage details in writing
  • Verify HOA $160/mo includes internet, landscaping, and all stated amenities
  • Get final flood zone determination and elevation certificate before closing
  • Request builder's 1-year walk-through punch list and defect correction timeline
  • Confirm all 'Everything's Included Royal Collection' features are listed in contract

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,454/mo
Property tax (1.1% eff., Clay Co.)$434/mo
Homeowners insurance (est.)$292/mo
HOA$160/mo
All-in monthly (est.)$3,340/mo

Loan $378,384 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 2:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.