Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$475,000

1920 W COLDFIELD Drive, Jacksonville, FL 32246

Sutton Lakes

Price
$475,000
Beds / Baths
3 / 2
Living area
1,893 sqft
Year built
2000
Type
Residential
Lot
0.35 ac
Garage
2
HOA
$33/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
8
Elementary
Brookview
Middle
Landmark
High school
Sandalwood

$251/sqft asking, vs a $208/sqft median across 891 closed sales in 32246 over the last 12 months — 21% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this beautifully updated 3-bed, 2-bath home in the desirable Sutton Lakes community, featuring a new kitchen with granite countertops and natural stone accents, new windows, and updated tile flooring throughout the main living areas. Enjoy a serene pond and wooded view from the rear of the property, creating a peaceful setting to relax and unwind. The subdivision features 2 community pools and is located just minutes from shopping, dining, major roadways, beach and the Mayport Naval Station. Come see it for yourself!

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE
  • Request roof inspection report—26 years old may approach insurer limits
  • Verify HOA $33/mo covers what; request covenants and architectural rules
  • Get 4-point inspection quotes (roof, HVAC, plumbing, electrical for insurers)
  • Confirm kitchen/window/flooring renovation permits and completion dates

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,465/mo
Property tax (1.1% eff., Duval Co.)$435/mo
Homeowners insurance (est.)$292/mo
HOA$33/mo
All-in monthly (est.)$3,225/mo

Loan $380,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of VYLLA HOME. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 2:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.