$465,000
116 W 7TH Street, Jacksonville, FL 32206
Springfield
- Price
- $465,000
- Beds / Baths
- 4 / 2
- Living area
- 2,624 sqft
- Year built
- 1912
- Type
- MultiFamily
- Lot
- 0.06 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 14
A rare opportunity in Jacksonville's Historic Springfield District - a beautifully renovated 1912 duplex w/Craftsman details, just 2 blocks from the vibrant shops and dining on Main Street. Two bedrooms and one bathroom on each level, w/separate electric meters. Fireplaces + heart of pine floors throughout bring warmth and character to both levels. A butler's pantry with 3 built-ins bridges the kitchens and dining rooms, serving as a prep station, serving bar, and storage zone for each residence; and a built-in in the hallway adds even more storage. The upstairs + downstairs both open onto generous, covered porches - a signature Craftsman detail. Updates have been made throughout while carefully preserving original craftsmanship. The upstairs unit is currently vacant and move-in ready for an owner-occupant or add it to your rental portfolio. Downstairs unit is leased through Sept. 2027, offering immediate rental income from day one ($1630) (SF estimated.) Investors ask about a DSCR loa
What to check on this one
- Verify actual flood zone designation—'unknown' status blocks financing & insurance.
- Get 4-point inspection + wind-mitigation report (1912 home requires underwriter review).
- Confirm roof age & material; insurers restrict coverage on homes over 15–20 years.
- Review downstairs lease terms, rent roll, tenant history through Sept. 2027.
- Verify cast-iron plumbing condition—pre-1975 duplex likely needs scope of replacement.
- Inspect foundation, structural integrity, settling—114-year-old masonry/wood frame critical.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $372,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COWFORD REALTY & DESIGN LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 1:42 AM.
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