Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$182,000

1622 ELSIE Street, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Oak Heights

Price
$182,000
Beds / Baths
2 / 1
Living area
500 sqft
Year built
1950
Type
Residential
Lot
0.25 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
8

$364/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 103% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this cozy Green Cove Springs gem! Perfect for a first-time homebuyer, downsizer, or anyone looking for a charming, low-maintenance home. This thoughtfully updated home makes the most of every square foot with a warm, inviting feel and a functional layout. Major updates include the roof, flooring, kitchen, bathroom, HVAC, and water heater. Situated on a double lot, there's also plenty of outdoor space to enjoy. Move-in ready and full of charm, this home is a great opportunity to make Green Cove Springs home!

What to check on this one

  • Verify roof age and get insurer quote—renovated roof must be documented with permit/receipt.
  • Obtain FEMA flood zone determination; if AE/VE, request elevation certificate before closing.
  • Confirm HVAC and water heater installation dates; get contractor invoices for all major updates.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) due to 1950 build year.
  • Check for polybutylene or cast-iron plumbing; if present, factor replacement into offer.
  • Verify septic system vs. municipal sewer; if septic, request maintenance records and pumping schedule.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$944/mo
Property tax (1.1% eff., Clay Co.)$167/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,403/mo

Loan $145,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BRADFORD REAL ESTATE NETWORK LLC. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 4:14 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.