Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$180,000

107 CRYSTAL LAKE Drive, Melrose, FL 32666, Melrose, FL 32666

Ashley Lake Plantata

Price
$180,000
Beds / Baths
2 / 2
Living area
826 sqft
Year built
1992
Type
Residential
Lot
2.24 ac
Garage
0
HOA
$5/mo
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
7

$218/sqft asking, vs a $187/sqft median across 81 closed sales in 32666 over the last 12 months — 17% above the area's closed prices. Condition and lot vary; that's what a showing is for.

2/2 DWMH on over 2 acres and close to Historic Melrose. This home has been well maintained. Features include new flooring, NEW ROOF, upgraded windows, screened porch, open porch, 2 storage buildings, beautiful Live Oak trees, easy maintained lawn. This property even includes access to Ashley Lake. Great location for commuting to Gainesville and Palatka. Schedule your tour today!

What to check on this one

  • Verify roof installation date and warranty details against 'new roof' claim.
  • Confirm manufactured home title is clear; check for any liens or loans.
  • Request 4-point inspection report (age 34 may trigger insurer requirements).
  • Verify flood zone designation with FEMA map; get elevation certificate if needed.
  • Confirm Ashley Lake access is documented in deed or easement.
  • Review HOA covenants for manufactured home restrictions or approval requirements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$934/mo
Property tax (1.1% eff., Putnam Co.)$165/mo
Homeowners insurance (est.)$292/mo
HOA$5/mo
All-in monthly (est.)$1,396/mo

Loan $144,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 LAKESIDE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 2:53 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.