Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$239,900

1407 ST JOHNS Avenue, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$239,900
Beds / Baths
3 / 2
Living area
1,528 sqft
Year built
1930
Type
Residential
Lot
0.17 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
18

$157/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Bring your vision and add the finishing touches! This project home has already had a great start, with many of the major improvements completed and is ready for its next owner to finish it their way. Updates already completed include a NEW metal roof, NEW subfloor throughout, a second bathroom added, NEW drywall throughout, NEW ceiling fans and lighting, updated electrical, tile installed in the kitchen and new bathroom, a renovated front porch, and more! Much of the hard work has already been done. Now it's time to bring your ideas and make it your own. Whether you're an investor, DIY enthusiast, or buyer looking for a home you can customize to fit your style, this property offers plenty of potential. Finish what's been started and turn this project into HOME! Situated on St. Johns Avenue in the heart of Palatka, this property offers a convenient location along with the opportunity to complete the renovations and make it your own.

What to check on this one

  • Verify roof installation date and warranty; confirm metal roof meets insurer requirements.
  • Obtain final electrical permit sign-off and confirm all work passed inspection.
  • Confirm actual flood zone designation with FEMA/county; get elevation certificate if needed.
  • Inspect subfloor repairs for settling, mold, or structural issues post-installation.
  • Verify second bathroom plumbing/permits complete; identify remaining HVAC, interior finish scope.
  • Check 1930 original plumbing material; budget for replacement if cast-iron or galvanized.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,245/mo
Property tax (1.1% eff., Putnam Co.)$220/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,757/mo

Loan $191,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RIVER LIFE REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 12:47 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.