Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$89,000

3865 CAMPENERO CT #8, Jacksonville, FL 32217, Jacksonville, FL 32217

The Colony At San Jose

Price
$89,000
Beds / Baths
2 / 2
Living area
1,145 sqft
Year built
1970
Type
Condo
Lot
Garage
0
HOA
$600/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
8

$78/sqft asking, vs a $93/sqft median across 74 closed sales in 32217 over the last 12 months — 16% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Great location in the gated Colony at San Jose community! This 2-bedroom, 2-bath condo is conveniently located near top-rated schools, shopping centers, restaurants, Downtown Jacksonville, and the beaches. Community amenities include a fitness center, indoor heated pool, outdoor pool, clubhouse, and gated code access. The condo also features a large screened outdoor living area with a beautiful view, providing plenty of space to relax and enjoy the surroundings. This property also offers great investment potential, with tenants currently in place who would like to stay if permitted. A solid opportunity for an investor or future owner looking for a well-located condo with great amenities and easy access to everything Jacksonville has to offer.

What to check on this one

  • Verify condo SIRS and milestone inspection reports—built 1970, likely past major reserve study deadline.
  • Obtain HOA bylaws and rental restriction policy—verify tenant occupancy is permitted long-term.
  • Request flood zone determination letter; verify elevation certificate if in AE/VE zone.
  • Confirm roof age and last replacement; get insurance quotes before closing.
  • Review HOA financial statements and special assessment history for next 5 years.
  • Inspect plumbing materials—1970 condo may have cast-iron or polybutylene requiring replacement.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$462/mo
Property tax (1.1% eff., Duval Co.)$82/mo
Homeowners insurance (est.)$292/mo
HOA$600/mo
All-in monthly (est.)$1,436/mo

Loan $71,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COASTAL REALTY JAX. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 8:44 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.