Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$517,999

220 SMOKERISE Drive, St. Augustine, FL 32092, St. Augustine, FL 32092

Shearwater

Price
$517,999
Beds / Baths
4 / 3
Living area
2,257 sqft
Year built
2026
Type
Residential
Lot
0.14 ac
Garage
2
HOA
$20/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Timberlin Creek
Middle
Switzerland Point
High school
Bartram Trail

Under Construction: Ready October 2026! Welcome to Lennar Homes' Sierra II floor plan, offering 4 bedrooms, 2.5 baths, a beautiful study, and a 2-car garage. This thoughtfully designed home features Lennar's Everything's Included package with a gourmet kitchen showcasing quartz countertops, stylish cabinetry, and stainless steel appliances including a gas range, double ovens, dishwasher, microwave, and refrigerator. Ceramic wood-look tile extends throughout the wet areas and into the living and dining areas, study, and halls. Additional features include quartz bathroom vanities, a pre-screened lanai, and a sprinkler system. Enjoy the unique St. Augustine lifestyle, where historic charm meets coastal beauty and a relaxed yet vibrant atmosphere. Peace of mind comes with a 1-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirement before closing.
  • Verify CDD bond payoff amount and annual assessment schedule with developer.
  • Review Lennar's 1-year warranty coverage details and emergency service process.
  • Confirm October 2026 completion timeline and any builder delay provisions in contract.
  • Get HOA $20/mo fee breakdown and check for future assessment increases.
  • Obtain final grading plan and drainage easements affecting the 0.14-acre lot.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,688/mo
Property tax (1.1% eff., St. Johns Co.)$475/mo
Homeowners insurance (est.)$302/mo
HOA$20/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,652/mo

Loan $414,399 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 1:31 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.