$494,990
198 SMOKERISE Drive, St. Augustine, FL 32092, St. Augustine, FL 32092
Shearwater
- Price
- $494,990
- Beds / Baths
- 4 / 3
- Living area
- 2,028 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $20/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 8
- Elementary
- Timberlin Creek
- Middle
- Switzerland Point
- High school
- Bartram Trail
$244/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Under Construction: Ready October 2026! Discover the Trevi by Lennar Homes -a spacious 4-bedroom, 3-bath design with a 2-car garage. This home includes Everything's Included features such as 42'' white cabinets with quartz countertops, Frigidaire stainless steel appliances including range, dishwasher, microwave and refrigerator, and ceramic wood plank tile flooring in the main living areas extended into dining and hallways. Additional highlights include quartz vanities, window blinds throughout, a screened lanai and a full sprinkler system. Backed up with one year builder warranty. This area offers an ideal mix of affordability, convenience, and lifestyle. Residents enjoy spacious homes in a welcoming community setting. The location provides access to good schools, nearby shopping, healthcare, and easy routes to Jacksonville International Airport. (Conditions may apply)
What to check on this one
- Confirm exact flood zone designation and elevation certificate requirement before closing.
- Verify CDD bond payoff amount and remaining assessment period with developer.
- Review Lennar builder warranty details—coverage limits and claim process.
- Obtain HOA covenants and confirm $20/mo covers all mandatory fees.
- Request copy of builder's pre-delivery inspection checklist and walk-through process.
- Confirm October 2026 completion date in purchase contract with penalty clauses.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $395,992 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LENNAR REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 7:00 PM.
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