Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$99,900

2416 SPIREA Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Magnolia Gardens

Price
$99,900
Beds / Baths
3 / 1
Living area
1,108 sqft
Year built
1956
Type
Residential
Lot
0.18 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
7

This block home has been occupied and maintained by the same family for two generations. Located in the quiet Magnolia Gardens neighborhood, the property is close to town, and along major transportation routes.

What to check on this one

  • Verify roof age and get 4-point inspection—1956 home likely needs wind-mitigation cert for insurance.
  • Order flood zone determination from FEMA; if AE/VE, obtain elevation certificate before closing.
  • Hire plumber to inspect for polybutylene or cast-iron plumbing; replacement costs significant on this era.
  • Have septic system pumped and inspected if not on city sewer; confirm service records.
  • Get structural engineer to assess 70-year-old concrete block for cracks, settlement, or moisture intrusion.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$518/mo
Property tax (1.1% eff., Duval Co.)$92/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$902/mo

Loan $79,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 11:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.