$449,900
663 KILCHURN Drive, Orange Park, FL 32073, Orange Park, FL 32073
Loch Rane
- Price
- $449,900
- Beds / Baths
- 4 / 3
- Living area
- 2,840 sqft
- Year built
- 1987
- Type
- Residential
- Lot
- 0.39 ac
- Garage
- 2
- HOA
- $128/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 9
Lovely home in the gated community of Loch Rane. New carpet installed. Offers 4 bedrooms and 3 full bathrooms. The 4th bedroom is separate from the other bedrooms with a full bathroom-multigenerational opportunity. Enter your foyer, to the left you have a room for office, flex room, playroom, etc. To the right is the dining room. A large living area with vaulted ceilings and skylights. Skylights are glass not plastic. Large kitchen with pantry and separate laundry room. The owner suite has two walk-in closets and is served by its own water heater 2019 and HVAC 2021. The roof is 2019 permitted and eight new windows installed 2021. The HVAC for the remaining part of house is 2024 and the water heater 2012 Rheem. Beautiful large lot per the County is .39 acres. Gracing the front yard is a circular driveway plus additional parking. Fruit trees in both the front and back yard. Lovely patio in the back of the home. The backyard is fully fenced. See Feature Sheet for more upgrades.
What to check on this one
- Verify roof 2019 permit—confirm with roofer or insurance; get photos of current condition.
- Obtain Loch Rane HOA docs: bylaws, financials, reserve study, rental restrictions if applicable.
- Request 4-point inspection report (roof, HVAC, plumbing, electrical); verify insurer will write at age 37.
- Confirm flood zone via FEMA map; if AE/VE, obtain elevation certificate before closing.
- Have plumber inspect for polybutylene or cast-iron drain lines (1987 build); get replacement cost if found.
- Pull water heater 2012 service history; verify condition and remaining useful life.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $359,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 3:03 AM.
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