Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$495,000

129 OYSTER SHELL Terrace, Ponte Vedra, FL 32081

Deep Creek Landing

Price
$495,000
Beds / Baths
2 / 2
Living area
1,534 sqft
Year built
2024
Type
Residential
Lot
0.11 ac
Garage
2
HOA
$564/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
9

$323/sqft asking, vs a $278/sqft median across 1,456 closed sales in 32081 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Del Webb Nocatee Villa in 55+ gated community on rare PREMIUM PRESERVE homesite that backs up to the Tolomato River. This 2BR/2BA home plus flex room offers privacy on a quiet dead-end street. Structural upgrades include 4ft extended garage (insulated), 4ft extended screened lanai, and paver patio. Interior features custom new cabinetry in dining nook, Sherwin Williams paint, luxury vinyl plank flooring, soft-close cream cabinetry, 8' panel doors, zero-entry walk-in shower, and custom garage-entry storage. Smart home touches: Ring doorbell, Honeywell thermostat, MyQ garage, prewired security/sound, and LED DC motor ceiling fans. HOA covers lawn care, power washing, and future roof replacement. Enjoy Canopy Club amenities: clubhouse with restaurant/bar, 2 pools, fitness center, pickleball, bocce, tennis, kayak launch, walking trails, and vibrant social clubs.

What to check on this one

  • Confirm flood zone designation and elevation certificate requirement for Tolomato River proximity.
  • Verify CDD bond payoff amount and remaining assessment period.
  • Review HOA docs: confirm roof replacement fund status, coverage limits, future special assessments.
  • Obtain 2024 builder warranty details and transferability to next owner.
  • Confirm smart home systems (Ring, Honeywell, MyQ, prewiring) transferable or require subscription changes.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,568/mo
Property tax (1.1% eff., St. Johns Co.)$454/mo
Homeowners insurance (est.)$292/mo
HOA$564/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,045/mo

Loan $396,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 8:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.