$315,000
164 JAVA Lane, St. Augustine, FL 32092, St. Augustine, FL 32092
Waterford Lakes
- Price
- $315,000
- Beds / Baths
- 3 / 3
- Living area
- 1,795 sqft
- Year built
- 2023
- Type
- Townhouse
- Lot
- 0.12 ac
- Garage
- 2
- HOA
- $127/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 9
$175/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 11% below the area's closed prices. Condition and lot vary; that's what a showing is for.
SHORT SALE* One of the LARGEST floor plans in Waterford Lakes at Silverleaf. Expansive open layout, mudroom, and stunning Silverleaf preserve views! 3BR/2.5BA split plan with resort amenities nearby. Short sale opportunity. **APPROVED SHORT SALE LIST PRICE** APPRAISED HIGHER THAN LIST, INSTANT EQUITY!! The Waterford Lakes & Silverleaf Lifestyle Resort-style community amenities include a gated entry, fitness center, sparkling pool, and splash pad. Situated right in the growth corridor near the massive new Publix, new Baptist Health/Wolfson Children's Hospital, and future retail development!
What to check on this one
- Verify short sale approval status and lender timeline—confirm no contingencies blocking closing.
- Request flood zone designation and elevation certificate—St. Johns County uses FEMA Zone AE.
- Obtain HOA documents: CC&Rs, reserve study, rental restrictions, amenity access details.
- Confirm 2023 roof/HVAC warranty status and transferability to new owner.
- Review appraisal used for short sale approval—verify lender will accept it for your loan.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $252,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 5:44 PM.
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