Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$245,000

392 COASTLINE Way, St. Johns, FL 32092, St. Johns, FL 32092

Waterford Lakes

Price
$245,000
Beds / Baths
2 / 3
Living area
1,210 sqft
Year built
2022
Type
Townhouse
Lot
0.05 ac
Garage
1
HOA
$127/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
10
Elementary
Wards Creek
Middle
Pacetti Bay
High school
Tocoi Creek

$202/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 3% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 392 Coastline Way, where everyday living feels like a getaway. Nestled in the sought-after Silverleaf community, this home offers bright, open spaces, stylish finishes, and a layout designed for both connection and comfort. The heart of the home is the expansive kitchen and living area--perfect for hosting friends, cooking together, or unwinding after a long day. Large windows fill the space with natural light, creating a warm, inviting atmosphere. The primary suite delivers resort-level relaxation, while the additional bedroom adapt effortlessly to your lifestyle. Step outside to enjoy a peaceful backyard oasis ideal for grilling, lounging, or simply soaking in the Florida sunshine. With access to Silverleaf's pools, parks, trails, and vibrant community events, this home puts the best of modern living right at your doorstep. Owned by the Secretary of the VA and is sold as is. May qualify for Vendee(seller) financing.

What to check on this one

  • Confirm exact flood zone designation and elevation certificate requirement
  • Verify HOA documents, CC&Rs, and any rental restrictions for Silverleaf
  • Obtain roof inspection report—2022 build should be new, but confirm no claims
  • Review 'sold as-is' clause scope and what repairs/credits seller will not cover
  • Confirm VA financing eligibility and any title/lien issues before proceeding

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,271/mo
Property tax (1.1% eff., St. Johns Co.)$225/mo
Homeowners insurance (est.)$292/mo
HOA$127/mo
All-in monthly (est.)$1,915/mo

Loan $196,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DOCTORS LAKE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 12:51 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.