Ask Ben.
Ask Ben.
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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$110,000

1107 S 10TH Street, Palatka, FL 32177, Palatka, FL 32177

Palatka

Price
$110,000
Beds / Baths
2 / 1
Living area
960 sqft
Year built
1925
Type
Residential
Lot
0.59 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
11

$115/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 29% below the area's closed prices. Property listed at $110,000 versus area average of $162/sq ft suggests condition or structural issues; remarks lack specifics on interior, roof, or systems—ask listing agent for details.

Welcome to 1107 S 10th Street in Palatka, Florida! This property offers a great opportunity to enjoy the convenience of living close to everything Palatka has to offer. Located just minutes from shopping, restaurants, schools, medical facilities, and the beautiful St. Johns River, you'll have everyday necessities and local attractions right at your fingertips. Whether you're searching for a place to call home or looking to add another property to your investment portfolio, 1107 S 10th Street is full of potential. With Palatka continuing to grow, this is a great opportunity to own property in an established area of town. Schedule your showing today and come see the possibilities for yourself!

What to check on this one

  • Verify roof age and condition; 1925 home likely needs inspection soon
  • Obtain 4-point inspection and wind-mitigation report before closing
  • Confirm flood zone designation with Putnam County; request elevation certificate if needed
  • Have plumber inspect for polybutylene or cast-iron plumbing; likely present in 1925 build
  • Get full HVAC age and last service records; systems typically 15–20 years old
  • Review title for liens, back taxes, or code violations before proceeding

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$571/mo
Property tax (1.1% eff., Putnam Co.)$101/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$964/mo

Loan $88,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 9:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.