Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$759,860

809 NAVIGATORS Road, St. Johns, FL 32259

Middlebourne

Price
$759,860
Beds / Baths
4 / 5
Living area
3,191 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$54/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Patriot Oaks Academy
Middle
Patriot Oaks Academy
High school
Creekside

Live large in the Palos Verdes! Soaring ceilings, open living, gourmet kitchen, main-floor primary suite, game room upstairs, plus 3 bedrooms with walk-ins. Covered lanai perfect for entertaining. Stylish, functional, and fully customizable to fit your lifestyle.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate before closing.
  • Verify CDD bond payoff amount and remaining assessment term.
  • Review HOA covenants for rental restrictions and short-term-rental eligibility.
  • Confirm builder warranty coverage details and transfer terms.
  • Verify waterfront easements, riparian rights, and any maintenance obligations.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,943/mo
Property tax (1.1% eff., St. Johns Co.)$697/mo
Homeowners insurance (est.)$443/mo
HOA$54/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,304/mo

Loan $607,888 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ICI SELECT REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 9:17 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.