Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$725,165

53 JUNCTION Avenue, St. Johns, FL 32259, St. Johns, FL 32259

Middlebourne

Price
$725,165
Beds / Baths
4 / 3
Living area
2,689 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$54/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
0
Elementary
Patriot Oaks Academy
Middle
Patriot Oaks Academy
High school
Creekside

The Costa Mesa offers 2,500+ sq ft of open-concept living with 4 bedrooms, 3 baths, and a deluxe kitchen with large island. 12-foot living room ceilings and an extended lanai create the perfect indoor-outdoor flow. Master suite with walk-in closet and spa-inspired bath. Flexible spaces and customization options complete this family-ready home.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for waterfront lot.
  • Confirm CDD bond payoff amount and remaining assessment term before closing.
  • Review HOA covenants for rental restrictions and short-term rental eligibility.
  • Confirm builder warranty coverage details and transferability to second owner.
  • Verify all customization options are locked in writing with final pricing.
  • Request utility cost estimates and confirm water/sewer vs. septic service type.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,763/mo
Property tax (1.1% eff., St. Johns Co.)$665/mo
Homeowners insurance (est.)$423/mo
HOA$54/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,072/mo

Loan $580,132 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ICI SELECT REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 9:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.