Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$625,000

4040 COVE SAINT JOHNS Road, Jacksonville, FL 32277, Jacksonville, FL 32277

Cove St Johns

Price
$625,000
Beds / Baths
5 / 4
Living area
3,339 sqft
Year built
1971
Type
Residential
Lot
0.31 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
11

$187/sqft asking, vs a $166/sqft median across 476 closed sales in 32277 over the last 12 months — 13% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Rare Fort Caroline Pool Home Across from the Water Fully Renovated with Over 3,300 Sq Ft! Newly Renovated pool home just minutes from Jacksonville University, Restaurants, Shopping, Hospitals and more. This home has the space and separation you have been looking for! Entry level has a large open great room, eat in kitchen with an island, laundry room, access to the 2 car garage. Step down into a very large den area with a fireplace. A bonus room overlooking the pool area. The guest bathroom off the hall leading to one of the two owners suites. Upstairs off the living room are 3 guest bedrooms and a bathroom, along with the second owners suite. LVP flooring throughout. This room has a back entry garage. Built in swimming pool and ready for the summer festivities. Full Owners Suite on main floor and full owners suite on second floor! Schedule your showings today!

What to check on this one

  • Verify roof age and get current insurance quote—55-year-old home may face coverage issues.
  • Confirm flood zone via FEMA map; 'unknown' status requires clarification before closing.
  • Obtain 4-point inspection and wind-mitigation report—standard for pre-1980s homes in Northeast Florida.
  • Request pool inspection, maintenance records, and current equipment serviceability.
  • Verify all renovation permits pulled and final inspections signed off by Duval County.
  • Confirm no septic system; verify municipal sewer connection and service history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,243/mo
Property tax (1.1% eff., Duval Co.)$573/mo
Homeowners insurance (est.)$365/mo
All-in monthly (est.)$4,181/mo

Loan $500,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 8:36 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.