Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$895,000

100 WHITNEY Street, Satsuma, FL 32189

Metes & Bounds

Price
$895,000
Beds / Baths
3 / 2
Living area
1,480 sqft
Year built
1994
Type
Residential
Lot
17.86 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
14

$605/sqft asking, vs a $158/sqft median across 106 closed sales in 32189 over the last 12 months — 284% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover the possibilities with this home on 18+/- acres ideally located across from the St. Johns River, renowned for excellent fishing. Upon entering thru the electric gate, you will appreciate the asphalt driveway and the privacy this property offers. The beautifully remodeled 3-bedroom, 2-bath home offers quality finishes throughout. The lovely galley style kitchen features custom cabinetry, granite countertops, and stainless appliances. The spacious living room has vaulted ceiling and LVP flooring. The primary suite includes a fully updated bath with a step in shower and walk in closet. Enjoy the outdoors from the screened porch or covered patio, perfect for relaxing or entertaining. An attached garage provides added convenience. The expansive acreage offers room to grow, with excellent potential to add RV and boat storage, or possibly additional homes for a family compound. A rare opportunity to enjoy privacy, space, and easy access to one of the area's premier waterways.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for St. Johns River proximity
  • Confirm roof age and get 4-point inspection given 1994 build year
  • Review well and septic system service records for 18-acre property
  • Check plumbing type; polybutylene common in 1994 builds—confirm replacement if present
  • Verify electric gate maintenance costs and any shared easement agreements

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,644/mo
Property tax (1.1% eff., Putnam Co.)$820/mo
Homeowners insurance (est.)$522/mo
All-in monthly (est.)$5,986/mo

Loan $716,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 1:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.