Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$330,000

3136 RAVINES Road, Middleburg, FL 32068, Middleburg, FL 32068

The Ravines

Price
$330,000
Beds / Baths
3 / 2
Living area
1,944 sqft
Year built
2003
Type
Residential
Lot
0.1 ac
Garage
3
HOA
$71/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
17

$170/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 6% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to 3136 Ravines Rd, a beautifully maintained residence nestled in a desirable guard-gated community in Middleburg. This inviting home features a newer roof, elegant plantation shutters, recessed lighting, and an abundance of natural light throughout. Enjoy peaceful lake views from the spacious enclosed patio and extended porch--perfect for morning coffee, relaxing evenings, or entertaining family and friends. Experience comfort, privacy, and effortless Florida living in a home that is truly move-in ready.

What to check on this one

  • Verify roof age/warranty documentation; confirm 'newer' claim with inspector
  • Get exact flood zone designation and pull elevation certificate if AE/VE
  • Obtain HOA covenants, bylaws, and 12-month financials; verify $71/mo is current
  • Order 4-point inspection; confirm roof/HVAC/electrical/plumbing meet insurer standards
  • Request title commitment; confirm no liens, easements affecting lake views/patio

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,712/mo
Property tax (1.1% eff., Clay Co.)$303/mo
Homeowners insurance (est.)$292/mo
HOA$71/mo
All-in monthly (est.)$2,378/mo

Loan $264,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of AMS PRIME REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 7:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.