Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$248,900

903 RIVERTREE Place, Middleburg, FL 32068, Middleburg, FL 32068

Kindle Wood

Price
$248,900
Beds / Baths
2 / 3
Living area
1,160 sqft
Year built
2024
Type
Townhouse
Lot
0.04 ac
Garage
1
HOA
$97/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
31

$215/sqft asking, vs a $170/sqft median across 135 closed sales in 32068 over the last 12 months — 26% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Move-in ready and minutes from Oakleaf Town Center! This beautifully refreshed home features brand new paint throughout and sleek stainless steel appliances in the kitchen. This home also offers an assumable VA loan with a low interest rate, available to qualified buyers, a huge advantage in today's rate environment. Enjoy easy access to shopping, dining, and entertainment at Oakleaf Town Center, plus quick commutes throughout the area. Don't miss this move-in ready gem with major financing perks built in. Schedule your showing today!

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify HOA $97/mo covers what; review CC&Rs for rental restrictions.
  • Request 2024 construction warranty details and builder service history.
  • Confirm VA loan assumability terms with lender; review rate lock period.
  • Pull property appraiser records for any liens, assessments, or CDD overlap.
  • Inspect plumbing for defects; verify all new appliances under manufacturer warranty.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,291/mo
Property tax (1.1% eff., Clay Co.)$228/mo
Homeowners insurance (est.)$292/mo
HOA$97/mo
All-in monthly (est.)$1,908/mo

Loan $199,120 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of GAILEY ENTERPRISES LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 7:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.