Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$200,000

12332 WATER TUPELO Road, Jacksonville, FL 32226, Jacksonville, FL 32226

Northwoods

Price
$200,000
Beds / Baths
3 / 3
Living area
1,364 sqft
Year built
2009
Type
Townhouse
Lot
0.04 ac
Garage
1
HOA
$181/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
11

$147/sqft asking, vs a $143/sqft median across 8 closed sales in 32226 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This wonderfully kept 3 bedroom 2.5 bathrooms townhome located in the desirable Villages of Northwoods community in Jacksonville's Oceanway area. The home features a one-car garage, a screened lanai. The home has also been recently painted, first floor is fully tiled with new upstairs carpeted flooring. The owner's suite, located upstairs, includes dual closets and a private bath. This move-in-ready home combines comfort, functionality, and a prime location close to schools, shopping, and everyday conveniences. It is within reach of sparkling community pool and playground. This low-maintenance gem provides full lawn maintenance including irrigation, pest control, gutter cleaning, pressure washing (with only a $181/month HOA). This ''tucked away'' gem offers a premium lifestyle at an unbeatable price. Schedule your tour today before it's gone! Proof of funds is required with all offers.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Review HOA covenants for rental restrictions and lease-transfer rules.
  • Confirm roof age and get 4-point inspection estimate (home is 17 years old).
  • Request HOA financial statements, reserve study, and special assessment history.
  • Inspect plumbing type; verify no polybutylene or cast-iron issues.
  • Confirm HOA $181/month includes all stated services (lawn, irrigation, pest, gutters, pressure wash).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,038/mo
Property tax (1.1% eff., Duval Co.)$183/mo
Homeowners insurance (est.)$292/mo
HOA$181/mo
All-in monthly (est.)$1,694/mo

Loan $160,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 6:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.