$685,000
509 PENMAN Road, Neptune Beach, FL 32266
Oceanwood
- Price
- $685,000
- Beds / Baths
- 3 / 2
- Living area
- 2,024 sqft
- Year built
- 1961
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 11
- Elementary
- Neptune Beach
- Middle
- Duncan Fletcher
- High school
- Duncan Fletcher
$338/sqft asking, vs a $414/sqft median across 145 closed sales in 32266 over the last 12 months — 18% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to 509 Penman Road, a completely renovated Neptune Beach gem just a short walk from the ocean! This stunning home has been thoughtfully updated from top to bottom with all-new major systems, including a new roof, HVAC, electrical, and plumbing, providing peace of mind for years to come. Step inside to discover beautiful luxury vinyl plank flooring throughout, an open and inviting layout, and a designer-inspired kitchen featuring custom shaker-style cabinetry, quartz countertops, and stainless steel appliances. The home truly shows like a model. The spacious, fully fenced backyard is perfect for entertaining, relaxing, or family gatherings, complete with a cozy fire pit and a brand-new sliding glass door that seamlessly connects indoor and outdoor living. Location is everything, and this home delivers. Enjoy a quick 5-minute walk to the beach and easy access to local shopping, restaurants, and everyday conveniences just moments away. Neptune Beach is one of Northeast
What to check on this one
- Confirm roof installation date and warranty details in writing
- Verify HVAC, electrical, plumbing replacement dates and contractor warranties
- Obtain flood zone designation and elevation certificate for the property
- Request all renovation permits and final inspections from Duval County
- Review any builder/contractor guarantees on new systems and materials
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $548,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:55 AM.
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