$559,000
4526 OAK BAY Drive W, Jacksonville, FL 32277, Jacksonville, FL 32277
Charter Point
- Price
- $559,000
- Beds / Baths
- 4 / 3
- Living area
- 2,728 sqft
- Year built
- 1985
- Type
- Residential
- Lot
- 0.65 ac
- Garage
- 2
- HOA
- $23/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 11
Welcome to this spacious one-story pool home in Charter Point offering 4 bedrooms, 3 baths and 2,728 SF. Enjoy the next best thing to riverfront living, with a beautiful natural setting about a block from the St. Johns River. The flexible floor plan features a large great room with fireplace and vaulted ceiling, updated kitchen, formal dining room, breakfast room, Florida room and spacious primary suite. Step outside to the screened, solar-heated pool, resurfaced in 2026, with a backyard extending beyond the pool to a natural preserve and tidal creek along the rear property line. Major updates include roof 2024, HVAC systems 2024 and 2026, and water heater 2023. Additional features include a sprinkler system and oversized garage. Convenient to Reddie Point Preserve, Blue Cypress Park Riverwalk, Arlington Lions Club Boat Ramp and the St. Johns River. A rare combination of space, pool living and a beautiful natural setting. Come see it today!
What to check on this one
- Verify roof installation date and warranty documentation from 2024.
- Confirm flood zone designation; request elevation certificate if AE/VE.
- Obtain HVAC maintenance records for 2024 and 2026 replacements.
- Review solar pool heater lease terms; confirm transfer to new owner.
- Pull HOA docs and confirm $23/mo covers pool maintenance obligations.
- Verify water heater 2023 installation and remaining warranty coverage.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $447,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER VANGUARD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 4:51 PM.
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