Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$660,000

1316 CHELSEY Circle, St. Augustine, FL 32092

St Johns Golf & Cc

Price
$660,000
Beds / Baths
5 / 3
Living area
2,952 sqft
Year built
2005
Type
Residential
Lot
0.28 ac
Garage
2
HOA
$110/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
13
Elementary
Liberty Pines Academy
Middle
Liberty Pines Academy
High school
Beachside

$224/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Where Florida Living Meets Everyday Luxury! Welcome to your own private Florida retreat! Tucked away on a peaceful cul-de-sac in a sought-after golf course community, this beautifully updated 5BR/3BA home blends comfort, elegance & the natural beauty of a protected preserve. Windows galore fill the heart of the home with natural light, while the open kitchen/living area features granite countertops, abundant cabinetry, pantry, stainless appliances, gas range & a gas fireplace. Wood floors grace the main living areas. Enjoy peaceful preserve views from the Florida Room, paver patio & fire pit--where birds & wildlife become part of everyday life. A wrought-iron dog run & Monarch Butterfly Waystation add to the home's special appeal. Improvements include roof & gutters 5 years old, new paver driveway/walkway, front door, 2 A/C systems (2021), newer appliances & a Generac whole-house natural gas generator. Community amenities abound, with golf, pools, clubhouse, & fitness center.

What to check on this one

  • Verify actual flood zone designation and get elevation certificate if AE/VE.
  • Confirm roof age documentation (claimed 5 years); verify insurance eligibility.
  • Request CDD bond payoff amount and remaining assessment details.
  • Inspect both A/C units (2021); verify maintenance records and warranties.
  • Review HOA/CDD docs for rental restrictions and community rules.
  • Get Generac generator maintenance records and fuel line inspection report.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,425/mo
Property tax (1.1% eff., St. Johns Co.)$605/mo
Homeowners insurance (est.)$385/mo
HOA$110/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,692/mo

Loan $528,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 5:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.