Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$305,000

104 CARTER-WHITTAKER Lane, Pomona Park, FL 32181, Pomona Park, FL 32181

Metes & Bounds

Price
$305,000
Beds / Baths
2 / 1
Living area
1,039 sqft
Year built
1962
Type
Residential
Lot
1.11 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
11
Elementary
Middleton-Burney
Middle
Crescent City
High school
Crescent City

$294/sqft asking, vs a $145/sqft median across 38 closed sales in 32181 over the last 12 months — 102% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Listed strictly for land and established utility infrastructure value. This deep-water lakefront gem on Big Lake Como spans over an acre of grandfathered property lined with mature shade trees. The existing solid cinderblock home features exceptional structural integrity, making it a perfect candidate for a major footprint expansion or an immediate live-in renovation project. Tap into existing private well and established septic system setups to save tens of thousands in development impact fees.

What to check on this one

  • Verify well water quality and septic system capacity with service records.
  • Confirm property grandfathered status and any current zoning restrictions in writing.
  • Obtain elevation certificate for Big Lake Como waterfront lot.
  • Request structural engineering assessment of 64-year-old cinderblock foundation.
  • Verify septic drainfield location and setback compliance with Putnam County.
  • Confirm title insurance will cover expansion/renovation plans pre-closing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,583/mo
Property tax (1.1% eff., Putnam Co.)$280/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,155/mo

Loan $244,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHAD AND SANDY REAL ESTATE GROUP. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 2:36 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.