Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$49,500

000 COUNTY ROAD 352, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Gatorbone

Price
$49,500
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.8 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
11

What an amazing opportunity to build your lake life dream home on this 0.8 acre Gator Bone Lake waterfront lot! Just 5 miles to Gold Head State Park or 10 minutes to Keystone Beach, this prime location offers everything you want in a private and quiet lakefront community while still being close to all the conveniences of town. Perfectly situated equal distance from Gainesville, Middleburg, or Palatka, and surrounding by nature, fishing, boating, and outdoor recreation. Come see for yourself why this may just be the perfect location to settle into!

What to check on this one

  • Verify exact flood zone designation—FEMA map check required for lake waterfront.
  • Confirm elevation certificate needed and obtain before construction financing.
  • Request septic permit/feasibility letter; well drilling feasibility on 0.8 acres.
  • Verify clay soil conditions and soil boring report availability.
  • Check setback requirements, building restrictions, and county/state waterfront regulations.
  • Confirm utilities available (power, water, sewer lines) to lot boundary.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$257/mo
Property tax (1.1% eff., Clay Co.)$45/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$594/mo

Loan $39,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EPIQUE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 2:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.