$298,500
3440 SHELLEY Drive, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043
Arava
- Price
- $298,500
- Beds / Baths
- 3 / 2
- Living area
- 1,678 sqft
- Year built
- 2004
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 2
- HOA
- $20/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 12
$178/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 1% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Prepare to be impressed by the incredibly low electric bills on this well-maintained home, featuring numerous energy-efficient upgrades. The attic, garage door, and water heater are insulated with TemperGuard insulation, certified by Utility Reductions and backed by a lifetime warranty. The exterior is protected with a Rhino Shield Ceramic Coating System that carries a 25-year warranty. Additional efficiency features include a GE GeoSpring Hybrid Water Heater and thermal windows by Miracle Windows on the west side of the home. NO CDD fees, this home offers space and flexibility for today's lifestyle. Inside you'll find a formal dining room, an eat-in kitchen, and a spacious bonus room upstairs complete with its own mini-split A/C unit. The garage is also climate-controlled with a mini-split A/C system and includes an electric vehicle charging outlet. Need extra storage or workshop space? The large backyard shed has electricity already connected. Welcome to your place called home.
What to check on this one
- Verify roof age and get 4-point inspection quote for insurance
- Confirm flood zone via FEMA map—Green Cove Springs near water
- Pull HOA docs; confirm $20/mo covers what and any assessments
- Inspect TemperGuard/Rhino Shield warranties—get copies and transfer eligibility
- Test mini-split A/C units, EV charger, and shed electrical safety
- Review GE GeoSpring water heater warranty and remaining coverage
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $238,800 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 1:15 AM.
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