Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$545,000

361 PELTON Place, St. Johns, FL 32259, St. Johns, FL 32259

Watersong At Rivertown

Price
$545,000
Beds / Baths
2 / 2
Living area
1,914 sqft
Year built
2024
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$211/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
12
Elementary
Hallowes Cove Academy
Middle
Hallowes Cove Academy
High school
Bartram Trail

$285/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 29% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Enjoy the benefits of new construction without the wait in this extensively upgraded, move-in-ready home. Less than two years new and loaded with designer upgrades from the moment you walk through the door, this stunning Pier model in Watersong at Rivertown is move-in ready and better than new construction. With 1,914 square feet, 2 bedrooms, a private den, and 2 beautifully appointed bathrooms, every inch of this home was thoughtfully curated with no carpet or compromises. The custom millwork tells you right away this isn't a standard build. A crafted front hallway entry sets the tone, flowing into a dining room dressed in board and batten with an upgraded beaded chandelier, and a great room anchored by a matching accent wall and warm beamed ceiling. The kitchen is a true heart-of-home moment with white quartz countertops with soft gray veining, Shaker cabinetry, brushed nickel hardware, a pantry closet, and a dining island crowned with designer pendant lighting. The full Whirlpool

What to check on this one

  • Confirm flood zone designation and elevation certificate requirement for St. Johns County
  • Verify CDD bond payoff amount and remaining assessment schedule
  • Review HOA covenants for rental restrictions and lease transfer rules
  • Obtain 2-year warranty documentation from builder on all systems
  • Confirm homeowners insurance quote accepts 2024 construction year

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,828/mo
Property tax (1.1% eff., St. Johns Co.)$500/mo
Homeowners insurance (est.)$318/mo
HOA$211/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,024/mo

Loan $436,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:41 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.