$389,990
3 SEPTEMBER Place, Palm Coast, FL 32164, Palm Coast, FL 32164
Palm Coast
- Price
- $389,990
- Beds / Baths
- 4 / 3
- Living area
- 2,219 sqft
- Year built
- 2022
- Type
- Residential
- Lot
- 0.24 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 12
- Elementary
- Bunnell
- Middle
- Buddy Taylor
- High school
- Flagler Palm Coast
$176/sqft asking, vs a $185/sqft median across 346 closed sales in 32164 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to this stunning 4-bedroom, 2.5-bath home built in 2022, perfectly situated on a quiet cul-de-sac in Palm Coast. If you are looking for a home with no HOA and no CDD, this is the home for you. With over 2,200 sq. ft. of living space, this home blends modern design with everyday comfort. The open-concept layout features a spacious family room, dining area, and a beautifully appointed kitchen with granite countertops, upgraded cabinetry, and stainless-steel appliances. A flexible front room with French doors offers the perfect spot for a home office or formal dining. Additional highlights include a screened lanai overlooking a serene preserve, a 2-car garage, and an oversized lot offering privacy and room to enjoy Florida's outdoor lifestyle. Conveniently located near shopping, dining, parks, and just a short drive to the beach. Move-in ready, this home offers everything today's buyer is looking for!
What to check on this one
- Verify flood zone designation with FEMA map or county appraiser—unknown status needs clarification.
- Confirm roof warranty coverage and any manufacturer defects given 2022 build date.
- Review pool maintenance costs, equipment age, and any service contract transfers.
- Obtain homeowner's insurance quotes now—confirm no prior claims or carrier issues.
- Walk property lines and survey accuracy; verify lot size against recorded plat.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $311,992 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 6:40 AM.
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