Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$550,000

415 PORTADA Drive, St. Augustine, FL 32095, St. Augustine, FL 32095

Madeira

Price
$550,000
Beds / Baths
4 / 3
Living area
2,027 sqft
Year built
2020
Type
Residential
Lot
0.2 ac
Garage
2
HOA
$142/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
12

$271/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 32% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Finding 4 bedrooms and 3 full bathrooms at this price point is a rare opportunity! This beautifully maintained home offers a spacious open-concept floor plan that's perfect for entertaining and everyday living. From the moment you step inside, you'll appreciate the many designer touches and the newer high-end luxury vinyl plank flooring that flows seamlessly throughout the entire home. Every detail reflects pride of ownership, with immaculate maintenance that makes this home truly move-in ready. Step outside to enjoy Florida living at its best with a preserve lot, screened lanai overlooking an extended paver patio--ideal for outdoor dining, relaxing, or hosting friends and family. The newly installed fence provides added privacy and plenty of space for pets or play. Tucked away on a quiet cul-de-sac in a gated community this home offers peace while only minutes to downtown St Augustine. Spend your weekends taking a short bike ride to the vibrant shops and restaurants and waterfront attractions of historic downtown St. Augustine. With its sought-after floor plan, exceptional condition, stylish upgrades, and unbeatable location, this home is a rare find. Come see it today! Refrigerator is brand new and conveys. All fiber internet/cable included in the HOA fee and it is super fast and great if you work from home. Home equipped with tile roof, tankless water heater, gas range, quartz countertops and pre wired security system. Neighborhood has many amenities and lots of monthly events. Madeira is truly a wonderful place to call home.

What to check on this one

  • Verify CDD bond payoff amount and remaining assessment term.
  • Confirm flood zone designation with FEMA map and elevation certificate.
  • Review HOA documents for rental restrictions and enforcement rules.
  • Inspect roof warranty documentation—2020 build should be under coverage.
  • Obtain CDD + HOA fee history for past 3 years.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,854/mo
Property tax (1.1% eff., St. Johns Co.)$504/mo
Homeowners insurance (est.)$321/mo
HOA$142/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,988/mo

Loan $440,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 6:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.