Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$245,000

20 N VERMONT Avenue, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Golden Gate Manor

Price
$245,000
Beds / Baths
3 / 1
Living area
1,145 sqft
Year built
1995
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
12

$214/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautifully updated ranch-style home situated on a huge lot in Green Cove Springs! This 3-bedroom, 1-bath home features a durable metal roof, tile flooring throughout, and an updated kitchen with newer appliances. Updated light fixtures and a functional single-story layout create a bright and inviting interior. Outside, the oversized lot provides plenty of room for entertaining, gardening, additional parking, or future improvements. Move-in ready with plenty of potential--come see what this Green Cove Springs home has to offer!

What to check on this one

  • Verify metal roof installation date and warranty coverage details
  • Confirm flood zone designation via FEMA map—Clay County flood risk varies
  • Request 4-point inspection given 1995 build year for insurance qualification
  • Obtain plumbing material records—polybutylene common in 1995 builds
  • Verify septic system service history and tank location on large lot
  • Confirm all kitchen appliances are included and operational

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,271/mo
Property tax (1.1% eff., Clay Co.)$225/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,788/mo

Loan $196,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BRADFORD REAL ESTATE NETWORK LLC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 11:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.