$879,900
184 SURFSIDE Avenue, St. Augustine, FL 32084
Surfside
- Price
- $879,900
- Beds / Baths
- 2 / 1
- Living area
- 750 sqft
- Year built
- 1925
- Type
- Residential
- Lot
- 0.3 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 186
$1173/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 456% above the area's closed prices. Condition and lot vary; that's what a showing is for.
RARE VILANO BEACH OPPORTUNITY -- BEAUTIFUL COTTAGE + OVERSIZED HOMESITE JUST MINUTES FROM THE BEACH This is the kind of property that rarely comes available in this sought-after coastal location. Located just approximately 0.2 miles from the beach, this beautiful property offers the best of both worlds: a charming cottage you can enjoy now and an exceptional homesite with tremendous potential for the future. The existing cottage provides an easy opportunity to use the property as a vacation getaway, weekend retreat, investment property, or comfortable coastal home while you take your time deciding whether to build your dream primary residence. The oversized 103' x 125' lot offers plenty of possibilities for a future custom home. With the property's gentle coastal breezes coming from the nearby Intracoastal Waterway, you can enjoy the setting today while envisioning what could be built tomorrow. Build up and you may be able to capture beautiful Intracoastal views, creating an even more spectacular coastal retreat. The property is connected to county water and has an existing septic system, adding valuable infrastructure for future plans. Surrounded by established homes and attractive new construction, this is an increasingly hard-to-find opportunity in one of St. Augustine's most desirable coastal corridors. Builders, investors, and buyers looking for a unique coastal property should take notice. Keep the cottage and enjoy it while you plan your future build--or make this your long-term beachside home and create something truly special on this rare homesite. Almost the last lot in this location. Lots of this size and proximity to the beach are rarely available. Come see the possibilities at 184 Surfside Avenue and imagine what you could create here. Your piece of the St. Augustine coastal lifestyle is waiting.
What to check on this one
- Verify flood zone designation and elevation certificate—Vilano Beach is coastal, insurance/financing critical.
- Get septic system inspection report and pumpout history—101-year-old system needs professional evaluation.
- Confirm roof age and condition; obtain 4-point inspection for insurance underwriting.
- Request survey and setback verification for any future build-up plans on lot.
- Verify county water connection details and any deed restrictions on teardown/rebuild.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $703,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 8:45 PM.
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