$1,695,000
278 1ST Street, Atlantic Beach, FL 32233, Atlantic Beach, FL 32233
Atlantic Beach Terr
- Price
- $1,695,000
- Beds / Baths
- 3 / 3
- Living area
- 2,346 sqft
- Year built
- 1973
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 12
- Elementary
- Atlantic Beach
- Middle
- Mayport
- High school
- Duncan Fletcher
$723/sqft asking, vs a $350/sqft median across 448 closed sales in 32233 over the last 12 months — 106% above the area's closed prices. Condition and lot vary; that's what a showing is for.
OPEN HOUSE 8/21 6-7pm & 8/22 12-1pm! In the heart of Old Atlantic Beach, where the ocean and Beaches Town Center are each just one block away, this 3 bedroom, 2.5 bath home occupies a coveted corner lot and captures the effortless character of one of the Beaches' most sought after neighborhoods. Spanning 2,346 square feet, the home has been thoughtfully updated with an emphasis on preserving its original charm while creating a space designed for the rhythm of everyday beach living. Original millwork, abundant natural light, hardwood floors and carefully selected finishes lend warmth and character throughout, balancing the home's original charm with the ease and durability of the beach lifestyle. The main level is made for gathering, with an easy flow between the dining room, kitchen and living room, complemented by a powder bath. French doors open to the side yard veranda, creating a natural extension of the living space and an inviting setting for entertaining indoors and out. Upstairs, an oversized primary suite and two guest bedrooms share the second floor, with a full hall bath and access from all three bedrooms to a covered balcony overlooking the lush greenery of East Coast Drive, a quiet retreat tucked among the palms and mature landscape. Outside, the home feels every bit as inviting. A jasmine wrapped pergola frames the front porch, while low maintenance landscaping and an outdoor shower make coming home from the beach effortless. A detached two car garage is connected to the house by a covered breezeway, offering both function and the timeless architectural character that feels right at home in Old Atlantic Beach. With a 2018 roof and two 2018 HVAC systems providing separate comfort for the upstairs and downstairs, the home pairs thoughtful updates with the character that makes Atlantic Beach so special. Just steps from morning walks along the ocean, afternoons at the beach and evenings in Town Center, this is a home designed around the Atlantic Beach lifestyle: relaxed, refined and right in the middle of it all.
What to check on this one
- Confirm exact flood zone designation and elevation certificate requirement.
- Obtain 4-point inspection report given 1973 construction age.
- Verify roof age, material, and current insurer acceptance.
- Review original plumbing materials; confirm if copper or cast-iron replacement done.
- Check HVAC age and remaining useful life.
- Confirm no short-term rental restrictions apply in Atlantic Beach.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,356,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KST GROUP LLC. Data via realMLS (Northeast Florida MLS), updated Aug 30, 2026, 9:00 PM.
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