$799,000
96121 HANGING MOSS Drive, Fernandina Beach, FL 32034
Enclave At Summer Beach
- Price
- $799,000
- Beds / Baths
- 3 / 3
- Living area
- 1,987 sqft
- Year built
- 2020
- Type
- Townhouse
- Lot
- 0.05 ac
- Garage
- 2
- HOA
- $438/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 20
- Elementary
- Southside
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
$402/sqft asking, vs a $372/sqft median across 16 closed sales in 32034 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Beautifully upgraded 2020 townhome in The Enclave on Amelia Island's south end. 3BR/2.5BA Abigail floor plan with 2-car garage and private courtyard surrounded by lush landscaping. Soaring 10' ceilings, open layout, and abundant windows create a bright feel. Gourmet kitchen with quartz counters, white cabinetry, stainless appliances, gas cooktop, and oversized island flows to living area with courtyard views--ideal for entertaining. Spacious primary suite plus two more bedrooms for guests, office, or flex space. Upgrades: wood/tile floors, plantation shutters, custom closets, designer lighting, and elevator shaft for future install. Gated natural-gas community with bike trail access to the beach. Move-in ready, minutes from the sand--sophisticated finishes and classic Amelia Island living.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE
- Review HOA covenants, rules, rental restrictions, and 12-month financials
- Confirm natural gas service availability and safety inspection clearance
- Request The Enclave CC&R documents, reserve study, and special assessments
- Inspect roof condition and verify manufacturer warranty transferability to buyer
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $639,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 2:01 PM.
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