Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$209,750

3750 SILVER BLUFF Boulevard 2808, Orange Park, FL 32065, Orange Park, FL 32065

The Cottages At Oakleaf

Price
$209,750
Beds / Baths
3 / 3
Living area
1,760 sqft
Year built
2006
Type
Condo
Lot
0.03 ac
Garage
1
HOA
$300/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
12
Elementary
Oakleaf Village
Middle
Oakleaf Jr High
High school
Oakleaf High School

$119/sqft asking, vs a $122/sqft median across 48 closed sales in 32065 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Step into easy living at this beautifully maintained 3-bedroom, 2 1/2-bath condo in the highly sought-after Oakleaf Plantation community. This two floor end unit offers a bright, open layout with updated kitchen cabinets and counters, and a spacious living/dining area that flows seamlessly to a private screened lanai with pond views--perfect for morning coffee or unwinding after a long day. The kitchen features wood cabinetry, ample counter space, and a breakfast bar for casual dining. Bedrooms are generously sized, including a primary suite with walk-in closet and en-suite bath. A dedicated upstairs laundry room adds everyday convenience. Residents enjoy resort-style amenities including pools, fitness centers, clubhouse, sports fields, tennis, walking trails, and more--all just minutes from top-rated schools, shopping, dining, and major commuter routes. Owned by the secretary of the VA and sold as is, may qualify for Vendee(seller) financing.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if AE/VE.
  • Request 20-year-old roof inspection report; confirm insurer will cover.
  • Get condo milestone/SIRS reports and HOA financial statements.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Review HOA rental restrictions and short-term-rental lease eligibility.
  • Inspect plumbing for polybutylene or cast-iron; get service history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,088/mo
Property tax (1.1% eff., Clay Co.)$192/mo
Homeowners insurance (est.)$292/mo
HOA$300/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,039/mo

Loan $167,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DOCTORS LAKE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 5:20 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.