Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$269,900

6863 DEER SPRINGS Road, Keystone Heights, FL 32656, Keystone Heights, FL 32656

Deer Springs Estates

Price
$269,900
Beds / Baths
3 / 2
Living area
1,713 sqft
Year built
1990
Type
Residential
Lot
1.83 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
12

$158/sqft asking, vs a $172/sqft median across 339 closed sales in 32656 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home! With over 3,000 sqft under roof, and 1.83 acres you'll have plenty of space and privacy. This meticulously maintained home has a welcoming open front porch and an expansive screened Florida room overlooking your fully fenced backyard. Inside you'll find neutral colors, an inviting eat-in kitchen, and formal dining and open living room spaces adjoined by a double-sided fireplace. The owner's suite features a walk-in closet and oversized soaking tub. The overbuilt 2-car garage with automatic doors is just the cherry on top! This move-in ready property is being offered AS-IS, with ample seller concessions available with full-priced offer.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for Clay County.
  • Obtain roof inspection report; 1990 manufactured home may face insurance underwriting issues.
  • Confirm septic system functionality and tank pumping history on 1.83-acre lot.
  • Review manufactured home title, lien status, and any tie-down/foundation certifications.
  • Get AS-IS inspection covering plumbing era (pre-1995 polybutylene risk), HVAC age, structural.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,400/mo
Property tax (1.1% eff., Clay Co.)$247/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,939/mo

Loan $215,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CW REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 22, 2026, 10:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.