Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$338,900

3103 FOX SQUIRREL Drive, Orange Park, FL 32073, Orange Park, FL 32073

Spencer Crossing

Price
$338,900
Beds / Baths
3 / 2
Living area
1,601 sqft
Year built
1995
Type
Residential
Lot
0.56 ac
Garage
2
HOA
$18/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
12
Elementary
Argyle
Middle
Orange Park
High school
Orange Park

$212/sqft asking, vs a $176/sqft median across 809 closed sales in 32073 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

LOCATION LOCATION LOCATION! Large single-family home in Oakleaf Plantation has been fully renovated from top to bottom. Enjoy luxurious vinyl plank flooring, a fabulous designer kitchen with brand new stainless steel appliances, and custom quartz countertops and a Brand New Roof. You'll also find two beautifully appointed bathrooms. Low HOA, NO CDD fees and plenty of space to park your boat and RV! Oversized backyard that's perfect for gatherings, as well as a spacious two-car garage. Argyle Elementary just minutes away. With its close proximity to major destinations like Downtown Jax, NAS Jax, Argyle Shopping Mall, and various shops and restaurants, this truly is the perfect place to call home!

What to check on this one

  • Verify roof installation date and warranty documentation—new roof claim.
  • Confirm exact flood zone (AE/VE) and obtain elevation certificate if applicable.
  • Review HOA $18/month covenant docs and rental restriction rules.
  • Request plumbing material records—1995 build may use polybutylene lines.
  • Obtain 4-point inspection quote; roof age triggers NE Florida insurer scrutiny.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,758/mo
Property tax (1.1% eff., Clay Co.)$311/mo
Homeowners insurance (est.)$292/mo
HOA$18/mo
All-in monthly (est.)$2,379/mo

Loan $271,120 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.